Non-attorney bankruptcy service

Bankruptcy Services of America Provides Alternative To High-Priced Bankruptcy Attorneys

Bankruptcy attorneys typically charge $800 to $2,500 to file bankruptcy. Bankruptcy Services of America, a nationwide bankruptcy service, charges just $195 for a complete Chapter 7 or 13 consumer bankruptcy.

Jacksonville, (PRWEB) July 21, 2006 -- Bankruptcy Services of America today announced that it has prepared over 28,000 chapter 7 and 13 bankruptcies for individual consumers since it commenced operations in February, 2003.

While bankruptcy attorneys typically charge fees ranging from $800 to $2,500 to file bankruptcy, a complete chapter 7 or 13 bankruptcy prepared by Bankruptcy Services of America costs just $195.

"Many people think they need an attorney to file bankruptcy", said Dean Holt, a case coordinator with Bankruptcy Services of America. "In most cases, however, the entire bankruptcy process consists of completing the Official Bankruptcy Forms, filing them with the bankruptcy court and attending a brief meeting with a bankruptcy trustee. No attorney is needed for this and no court hearing is required in most cases", says Holt.

Bankruptcy Services of America is a non-attorney bankruptcy service that is staffed by non-attorney bankruptcy preparers. "Our top bankruptcy preparers have over 24 years experience preparing bankruptcy forms and were formerly employed by bankruptcy attorneys and trustees", says Holt.

Those individuals seeking to file bankruptcy under the new bankruptcy laws that took effect on October 17, 2005 are paying much higher fees to bankruptcy attorneys, who have raised their fees as much as 100%. "That's to account for the increased liability the new law imposes on them, which will mean more time verifying and filing client documents", said Jeanne Sahadi, a senior writer at CNN/MONEY.

Many individuals are having their bankruptcy forms prepared by non-attorney "bankruptcy petition preparers", whose fees and services are regulated by the Bankruptcy Code and by local court rules and decisions in each jurisdiction.

For more information about Bankruptcy Services of America, visit the company's website at www.bkservicesofamerica.com.